In this Legal Insight, Tobias Pielsticker, specialist lawyer for banking and capital market law, elaborates on the handling of failed crowdfunding projects in the Grey Capital Market. He concludes that consumer protection is far too weak and that consumers are effectively operating in a legal vacuum. He calls on legislators and supervisory authorities to take action.
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In this insight, Tamara Kumposcht, Head of Financial Services at Taktile, explains how to improve the accuracy of risk assessments without compromising profitability and financial inclusion. This requires certain skills. Have a read!
Open Banking, AI, and real-time data access are reshaping credit assessment across Europe. In this interview, Peter Hiekmann, VP Sales at finAPI, explains how automated decision-making is becoming a strategic tool for digital lenders – enhancing speed, compliance, and customer trust
Neslihan Özbugutu, founder and CEO of Business Service Solution (bss), talks about founding her start-up in a traditionally male-dominated industry and important milestones. Her vision was to create a company where commitment, competence, and motivation matter - regardless of gender, cultural background, or age.
Geoff Grevers, COO at EuroABS, points out that Fintechs face considerable regulatory hurdles when entering the securitization market. Fragmented regulation in Europe exacerbates the problem. However, it must be solved if institutional investors want to be attracted.
Lithuania has established itself as a frontrunner in European non-bank digital consumer lending, marked by rapid growth and innovative regulation, argues Laurent Millet, Portfolio Manager at nordIX European Consumer Credit Fund. He believes that this sector’s rise highlights its potential to reshape the broader financial landscape.
Uwe Stelzig, Managing Director DACH at IDnow, discusses the requirements the EUDI Wallet puts on the member states. There is a certain time pressure, because the conditions for the EUDI Wallet must be in place by 2027 at the latest.
In this interview Zorana Bejtovic, Head of Risk @ Teylor and Chairwoman of the DLA Committee on Legal, Risk & Compliance, elaborates on the importance of committee work, the hottest topics in regulation and the biggest challenges in the market.
Patrick Stäuble, Founder & CEO of Teylor and DLA Executive Board Member, elaborates on the opportunities and challenges of AI in lending. He stresses the need to get the digital basics right before jumping on the AI train.
finAPI is an Open Banking provider, licensed as European-regulated AISP and PISP. Peter Hiekmann, Vice President, talks about the start of his company, its business model, the motivation to become a member of the DLA, and the impcat of the FIDA regulation.