The German Federal government initiated a consultation on a draft bill transposing the revised Consumer Credit Directive. We welcome the draft in large parts but have a number of comments.
Digital Lending Association
We appreciate the Commission's efforts to mobilize private savings more effectively for investment in the capital markets. However, we are sceptical about the idea of creating a new type of European savings and investment account (SIA) for this purpose.
It's time to reflect again on some of the key developments over the last quarter and look at the thrilling prospects that lie ahead. Let's dive in.
We invited Triin Pappel, Head of Investor Relations at Estateguru, for an interview. We spoke about Estateguru's reorientation and the reasons behind it. In addition to various important figures, we learned more about “EG Grow.” This is a super exciting product based on Art. 6 ECSPR on the individual management of credit portfolios.
DFKP is a digital financing platform that connects SME with the most suitable funding solutions from a broad network of over 200 financing partners. Paul Weber, co-founder & CEO, talks about the start of his company, the business model, the motivation to become a member of the DLA, and the impact of the FIDA regulation.
In this Legal Insight, Tobias Pielsticker, specialist lawyer for banking and capital market law, elaborates on the handling of failed crowdfunding projects in the Grey Capital Market. He concludes that consumer protection is far too weak and that consumers are effectively operating in a legal vacuum. He calls on legislators and supervisory authorities to take action.
In this insight, Tamara Kumposcht, Head of Financial Services at Taktile, explains how to improve the accuracy of risk assessments without compromising profitability and financial inclusion. This requires certain skills. Have a read!
Open Banking, AI, and real-time data access are reshaping credit assessment across Europe. In this interview, Peter Hiekmann, VP Sales at finAPI, explains how automated decision-making is becoming a strategic tool for digital lenders – enhancing speed, compliance, and customer trust
Neslihan Özbugutu, founder and CEO of Business Service Solution (bss), talks about founding her start-up in a traditionally male-dominated industry and important milestones. Her vision was to create a company where commitment, competence, and motivation matter - regardless of gender, cultural background, or age.
Our Annual Report for the year 2024 is out. Full of information on our public affairs and public relations activities, financial accounts and the outlook for the next year.